Friday, January 2, 2009

identityTruth: A Good Method of Protecting Against Identity Theft

By Harvey Warmuth

Everybody needs to be be aware of the dangers associated with the crime of identity theft. If you are doing what you can to not fall victim to identity theft, then you need to investigate identity theft protection products.

Because the use of credit is rising, and with people taking out loans on a fairly regular basis, a lot of your personally identifying information is out in the open. When there is more of your personal information out in the wild, the more it is likely you will become the next victim of identity theft.

There are steps that you can take to reduce the likelihood of becoming the next victim of identity theft. On of the most affective, and definitely easiest, steps you can take is to start using a service, such as identityTruth, that is designed to protect your identity.

IdentityTruth gives you protection from identity theft by using a few different methods. First and foremost they put an identity theft alert on your credit bureau report with the big three credit bureaus. What this does is that anytime a new credit account is attempted to be opened with your personal information, you have to first be contacted about this. Doing so allows you to have the final word about who opens credit with your information.

Next, identityTruth monitors many places that illegally trade in vital information, to ensure that your information is not on the black market. Also, identityTruth takes your name off of junk mail lists, which means you should stop receiving those offers of new credit in the postal service, thus reducing the risk of mail identity theft.

Other services exist that offer protection from identity theft, in addition to identityTruth. In fact, in our testing, identityTruth is not necessarily the best choice when it comes to protecting your identity.

You should really be taking identity theft very seriously. After all, your good credit is on the line, so you need to be doing all you can to prevent identity theft.

What is going on with your personal information is something that every consumer should be aware of. You really need to make the issue of identity theft the #1 priority when it comes to your personal information. Start using a service such as identityTruth to ensure the security of your identity.

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