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No matter which of theses categories you fall under credit repair is a topic you should know a little bit about. Here's the deal, you are going to get bad marks on your credit whether you deserve it or not, and therein lies the opportunity for you to improve it, even if the mark was your fault.<br />
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There are no guarantees when it comes to fixing your credit, but a little knowledge of the following and some persistence can provide you with some amazing results and those results can save you literally thousands of dollars, even thousands of dollars a year. Think about it.<br />
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Ok so in order to start the process the first thing you need is a current copy of all 3 of your credit reports. Fixing one report isn't enough. Order your reports from Experian, Trans-union, and Equifax. When you receive these reports you will need to look at each item and identify the ones that hurt. Now we simply challenge the accuracy of these bad marks.<br />
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If it's a large debt that is not that old chances are your challenge will be met with a phone call from a debt collector to pay up. Sometimes this is welcome because negotiating the payoff and getting the account listed as paid, makes it far more easy to remove. <br />
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So the idea is to get everything to a point where there's no motivation for an office worker to get off their butt and respond to a challenge because there's no benefit to respond. If $5,000 is on the line there's a benefit for the reporting company to respond an hold you accountable, make you pay.<br />
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At the point that the bad mark becomes settled then there is no real benefit for the creditor to respond to your challenge. I've seen a 70% success rate at this point. Beyond that it's a matter of thoroughly challenging the mark.<br />
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When you challenge the marks, just write in blue ink directly on the credit report. Unless otherwise specified this is the best way to track results. Let them know that the bad mark is incorrect and negatively affecting your profile, ask them to verify and remove the mark and update you when they are done.<br />
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The fact is, repairing credit is fun and rewarding. If you want to provide a good service to the community get good at this and offer your services to your community. Let's face it, in the coming years this will be a service everyone need, and finding someone that knows how to do it isn't that easy.</div><div class='uawresource'><div style='font-style:italic;' class='uawabout'><br />
About the Author:<br />
</div><div class='uawlinks'><a href="http://creditfixing.com">credit repair</a> knowledge is important to every single person on the planet. You ought to have some intimate knowledge of how to <a href="http://creditfixing.com">repair bad credit</a>, just like you ought to understand how to balance your check book. Think of the benefits. For a complete manual on <a href="http://creditfixing.com">credit repair strategies</a> visit us at http://www.creditfixing.com </div><br />
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